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Whether you are looking for home, auto or life insurance, partnering with a skilled professional is necessary for long term peace of mind. Below are the best insurance agents and providers in Santa Fe:

1. State Farm Insurance Agent – James Armijo

505-982-4412
901 W Alameda St
Santa Fe, NM 87501

2. Neighborhood Insurance Agency

505-983-8406
1730 Cerrillos Rd
Santa Fe, NM 87505

3. Silas Garcia Agency & Associates

505-629-0565
1443 S Saint Francis Dr
Santa Fe, NM 87505

4. Allstate Insurance Agent – Patrick Esquibel

505-424-0646
4350 Airport Rd
Santa Fe, NM 87507

5. James H. Russell Agency

505-983-7357
1570 Pacheco St Bldg C
Santa Fe, NM 87505

6. George Gandy Insurance

505-954-4500
1349 Cerrillos Rd
Santa Fe, NM 87505

7. A & B Insurance Services

505-982-8703
718 S Saint Francis Dr
Santa Fe, NM 87505

8. Allstate Insurance Company – Joanne Shaw

505-954-4070
1476 S Saint Francis Dr
Santa Fe, NM 87505

As doctoraaron and I were walking down the sidewalk in front of the Fairmont with our posters of 'Stop the Insurance Industry Bailout' and 'What's a Life Worth?' a woman stopped us to tell us her story. Her sister had died 4 years ago. She was diagnosed with breast cancer. She lost her job, then unable to pay the pricey COBRA premiums, lost her health care insurance and, finally, unable therefore to get medical intervention, lost her life. Our hearts broke for this woman and her sister. This story that took 30 seconds to tell relayed an exquisite amount of frustration, horror and pain. All of it unnecessary. I made the comment that it makes me so mad I want to tear my head off (I'm no longer at the stage of pulling hair out).

Hers, of course, is one in a devastating trail of story after story after story. President Obama has a site set up dedicated to these stories .

Like this one:
Brooklyn, NY

On July 18, 2008, at the age of 29, I was diagnosed with a very rare and potentially aggressive type of cervical cancer: adenocarcinoma with high-grade neuroendocrine features. With no previous medical or familial history of cancer, I was shocked, but grateful that it seemed to have been caught early, and that I had health insurance, particularly in a rapidly destabilizing job economy. I couldn't have known at that time that being unemployed and uninsured would have been a potentially preferable situation than the one I am currently in. Due to the complexity and rarity of my case, my Long Island oncologist referred me to Memorial Sloan Kettering in New York City for treatment. After undergoing to a battery of tests, I was diagnosed with a second unrelated cancer, papillary carcinoma of the thyroid. The diagnosis turned my world upside down yet again, but at this point I was growing accustomed to the uncertainty that coexists with serious disease. I prepared myself for treatment, both physically (undergoing fertility treatments with my partner to preserve eggs and embryos) and mentally: before cancer, I had learned to box, and now, with every jab, hook, and uppercut, I envisioned myself defeating the cancerous cells in my body. This was extremely important as treatment permanently altered my body and its capabilities. In October 2008, I had a radical hysterectomy. Six weeks after surgery, I completed a twelve-week course of chemotherapy (cisplatin and etopocide) followed by a complete thyroidectomy. My hair is growing back, but the two scars that run along my neck and my stomach are permanent. So is my inability to have children. Throughout my treatment, I was eager to face this challenge, overcome it, and move on with my life. From the beginning however, I was faced with another obstacle, this one unexpected: increasing resistance from my insurance company, who directly challenged the very treatments that could potentially save my life. My fertility treatments were my responsibility, since insurance companies use a loophole that applies the definition of "infertility" to exclude cancer patients...and there went $15,000 out of pocket. The last round of chemotherapy was also denied (over $10,000), because the company for which I work switched insurance plans in the middle of treatment, and I have not, to this date, been deemed eligible for continuity of care. My thyroid surgery, follow-up visits with my surgical oncologists, medical oncologist, and endocrinologist are not covered either for the same reason. I am unable to be seen by the doctors whom I have come to know and trust because Memorial Sloan Kettering is out-of-network on my new plan. In fact, there is no comprehensive cancer center that is covered by my new plan, leaving me with the unenviable choice of either paying out of pocket for all future care, or cobbling together a team of in-network doctors who would be working independently rather than as a team on my care, and who wouldn't have access to the research and clinical trials that a case of my complexity requires and that a cancer center provides. It is well documented that the statistical survival rate of young adults diagnosed with cancer is well below those of pediatric patients, and adults above the age of 40. Cancer incidence in young adults (15-39) has doubled over the past 30 years to nearly 70,000 diagnosed each year, and the five-year survival rates in young adults have not improved. This is partially due to delayed diagnosis (no doctor would have ever looked at my history and thought "cancer"), the lack of focus on the part of the medical community regarding young adult cancers (which are often biologically different and more aggressive than cancers affecting people over 40 years of age), and inaccessible clinical trials. The money and time devoted to research of cancer in patients under 15 and over 40 is substantial, which is important, but there is not a proportionate amount spent on young adults. Because cancer is a disease primarily associated with aging, there is little public awareness regarding the unique challenges that young adult cancer patients experience. Without this widespread knowledge, young adults face increasingly difficult odds of survival. As a two-time cancer survivor, I am an anomaly among my peers: I am 30 now, with a history of two cancers, one of which is so rare that there is little related research or clinical trials devoted to it; I make less than $40,000 per year, which is not nearly enough to cover mounting medical bills; I am infertile; and most significantly, I am engaged in a battle of attrition with my insurance company to negotiate for medical care that I have worked for, paid for, yet am not receiving. Against my oncologist's advice, I worked through both surgeries and chemotherapy (I was out of work an average of five days every three week cycle) to keep my insurance, instead of resting and healing, although it has not benefited my case in any way. These issues are my new reality; paying my student loans, rent, bills, are secondary. I went into my thyroid surgery fearing the medical costs far more than I did the actual procedure. That in itself, illustrates how fundamentally broken our health care system is. I am angry. I am disillusioned. I find it impossible to focus on the most important task of healing, when I receive notice each day of medical bills having been sent to collections agencies, that my care is denied yet again, that my credit is now a mess because of these costs. And it is heartbreaking to conclude that my basic survival is at the mercy of a system more concerned with their bottom line that with the human element of medical care.

"While some discounts such as the multi-border and anti-theft are well-known, there are others that are limited common such as the snow exhaust discount that could ease consumers obtain a lower car bond rate." "It is by bringing notice to these opportunities for savings," continues Mr. instruct writing companies or broker-based insurers). The reflect on, designed to spot and highlight the pricing trends of car indemnification in Ontario, identified a 2 per cent contract in the average lowest rates quoted for auto cover in Q4 2008 compared to Q4 2007. Kanetix believes that study to be an accurate reflection of what auto protection consumers are seeing when they get their renewal attention from their current insurer, as satisfactorily as when they shop down for coverage. Each day, thousands of consumers affect the Kanetix website to compare protection quotes from a variety of Canadian security companies. The results, and resulting interpretations, are based on the graph information as it is entered by the shopper and may not replace their accurate driving chart or vehicle data. The Kanetix indemnity information and shopping service brings consumers and indemnity companies together in a one-stop shopping habitat. About the study Intended as a implement to spot and highlight the pricing trends of car protection, the Kanetix study is released three-monthly. Kanetix visitors can select the security quote of their choice and where at, choose to complete the application for coverage on the net or purchase their policy primarily the phone. The study includes all drivers, regardless of their driving or warranty history, and includes the lowest speed quoted, no matter which body provided it (e.g. October, November, and December) with the middling from the same period in 2007. As such, Kanetix can impel no representation or warranty, either expressed or implied, as to the correctness of this information. 13 /CNW/ - Today, Kanetix(R) ( www.kanetix.ca ), Canada's shopping marketplace for indemnification quotes and mortgage rates, released the results of its auto indemnity premium study. While the close by five quarterly rate studies showed a shift of increasing car auto insurance subrogation costs, for the principal time in over a year a lower was noted. "We are very pleased that consumers are using Kanetix.ca to become able about discounts that liberate them money," advises George Slight, Co-founder of Kanetix Ltd. Small, "where a visit to Kanetix.ca to look for for auto insurance subrogation costs can really benefit shoppers and commandeer them save money." As an on the net auto auto insurance subrogation costs shopping appointment that provides real-spell quotes from a variety of correctly-known competing insurers, Kanetix is in a one and only position to empower insurance subrogation costs consumers with the tools needed to not no greater than compare insurance quotes to on the best rate for the insurance subrogation costs coverage they requisite but also to highlight additional opportunities to conserve, like including some of the lesser known discounts into the on the web quotes they get from the competing bond companies. Instead, we believe it is due to millions of consumers opting to take usefulness of additional discounts such as the winter debilitate discount. The average decrease of round $50 is not likely due to insurance companies lowering their assurance rates. The results of the study are purposeful by comparing the average of the lowest auto security premiums quoted online for Ontario shoppers with the aid Kanetix completed in Q4 2008 (i.e. Nearby Kanetix Launched in October 1999, Kanetix is Canada's prime national, online insurance subrogation costs marketplace. In addendum to the insurance marketplace, Kanetix is a pre-eminent provider of online insurance passage technology and develops online selection systems and websites for some of Canada's unrivalled insurance providers.

OLUMBUS TOWNSHIP man was stopped at least four times the night of Jan. After looking around, the pair also noticed footprints all throughout the house and the woman stated she definitely cleaned the floors since the last realtor had been there only two days earlier. 20, according to the Macomb County Sheriff Department. Instead of being impounded, the vehicle was handed over to the man's wife, who was in the car at the time and passed a breath test at the scene. After failing all tests, including a chemical breath test, the man was arrested for driving while intoxicated. The woman told police that no one had been living in the condo for a couple of months and that besides her, only realtors had access to the home. According to the report, by the time the officer had pulled over the vehicle and began to approach the car, the driver had opened the door and was attempting to exit the vehicle. A later breath test revealed a blood alcohol content of .26-percent and the driver was charged with OWI third offense, and open intoxicants and issued a citation for failure to yield. When the officer asked the driver to step out of the vehicle to perform some sobriety tests, the man asked to just skip them because he already knew he was going to jail. n A HOME INVASION WAS reported by a woman to Richmond Police on Jan. The driver recited the alphabet with occasional pauses and was asked to repeat a finger dexterity more than once after stopping and being instructed to continue. The truck was towed pursuant to drunken driving laws of forfeiture. After waiting a second or two, the driver noticed the officer standing at the window and rolled the window down to speak with the officer. After producing his license, registration, and allmerica auto insurance information, the driver agreed to perform some field sobriety tests. A search of the car revealed an open 22-ounce Budweiser on the front seat and the driver was placed under arrest for operating while intoxicated and transported to the Macomb County Jail. According to a repot, the incident occurred Jan. According to the police report, after stopping the vehicle the officer approached the driver's side door. The woman stated that on the day the report was filed she was having lunch with her father at the condo when she noticed several bottles of wine missing from a wine rack. 3. 3 by Richmond Police for crossing the right fog lines on Gratiot Avenue within a half-mile stretch. The man was the driver of the third car in a three-car accident. n A CHESTERFIELD TOWNSHIP MAN decided to use White Out brand liquid paper to extend the registration on his Ford Taurus and was nabbed by a Macomb County Sheriff Deputy. He agreed to a breath alcohol content test, which resulted in a score of .165 with a weak breath. The woman had no idea who could have done it and there are no surveillance cameras in the area. A rear doorwall appeared to be the entry point as it was slightly damaged and barely left open. After nearly pulling out in front of the patrol car without the right of way and failing to come to a complete stop at a stop sign, the officer stopped the vehicle. According to the police report, the woman contacted police after noticing that several items were missing from a condo she was currently trying to sell. The man was arrested for the felony of operating a vehicle while intoxicated, third offense, and driving with a suspended license, second offense. The man verbally gave his name to the officer, who ran the name and found out the man had two previous drunken driving convictions since 2000 and one incident of driving with a suspended license. 3 when the car was pulled over traveling north on Gratiot Avenue when the deputy noticed the paper registration plate in the back window was unreadable and partially curled up. The man said that he had "two beers" at his brother's house and after stepping out of the car swayed back and forth while a search was done. After informing the driver why he was stopped the driver jokingly stated to the officer that he always swerves when the police are behind him. It was later discovered that a DVD player was missing from the home as well. n A MACOMB TOWNSHIP man was involved in an accident on 23 Mile Road, west of North Avenue on Dec. The officer ordered the man to remain in the vehicle. The driver told the officer he did not have a valid operator's license and said he had drank at least a six-pack of beer during the night. While approaching the vehicle, the officer noticed the smell of intoxicants on the driver. n A RICHMOND MAN was stopped for erratic driving in the early morning hours of Jan.1, according to a police report. The man was taken to the Richmond Police Department to be photographed and fingerprinted before being lodged at the Macomb County Jail. When officers arrived on the scene he was asked if he had any injuries and responded he was fine, but the odor of alcohol was detected.

Comparison sites are a great way of getting a better deal on all your finances. Here we review six of the biggest car insurance comparison sites. Car insurance comparison sites save you the hassle of entering your details over and over again on lots of insurance company sites and can quickly help you save money on your insurance. However not one site covers the whole market and some sites are better than others. We reviewed the sites of Beatthatquote, Comparethemarket, Confused, Gocompare, Moneysupermarket and Tescocompare to assess how good they are, taking into account how easy they are to use, how they look, how many companies they include in searches, the accuracy of quotes, the lowest price from one quote, the usefulness of the results and their comparison tools.

Comparison sites are a great way of getting a better deal on all your finances. Independent consumer champion and and freelance journalist, Mike Naylor, reviews six of the biggest car insurance comparison websites and shares his opinion...

Based on one quote, Moneysupermarket.com was marginally the cheapest with a quote of £208 from Lloyds TSB, followed by Confused, Gocompare and Tesco all with a quote of £209 also from Lloyds TSB. All the quotes were for comprehensive cover, including a courtesy car and £100 voluntary excess. Beatthatquote and Comparethemarket's cheapest quotes were from Ibuyeco of £217. All the companies quotes were the same on the insurer's sites and in the results apart from Beatthatquote and Comparethemarket. Beatthat quote gave a quote of £223 in the results and Comparethemarket gave a quote of £208.

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Perhaps you deserve a higher rate for your driving record, but don't let the insurance company unduly punish you. To the contrary, there are companies that specialize in insuring higher risk drivers at reasonable prices. Although having moving violations on your driving record can limit your selection of insurance companies, don't believe that finding affordable car insurance is as intimidating as appearing in traffic court and paying fines. The only way to identify such companies though, is to compare multiple quotes from multiple companies.

Don't count on your tax refund to save money! Even if last year seemed uneventful, the chances are good that your individual circumstances have changed enough to qualify you for lower car insurance rates. Instead, you may be able to save hundreds by simply taking the time to analyze your auto insurance policy. And even if nothing changed on your end, many large insurance companies may have reduced their rates since you last shopped.

Although higher limits provide you with greater protection against possible losses, you may be carrying limits that are not in line with the value of your total assets and your lifestyle. Additionally, you may be a member of an auto club that provides towing and labor protection, therefore, paying for it in your auto policy could be unnecessary. As you review your quote, consult with an insurance agent before making any final coverage decisions. The same may hold true for car rental coverage: do you really need it?

Trying to Make "Accidents" More Affordable

Paying for Car Insurance in Monthly Installments

Just like any bill, it is common to pay for insurance in monthly installments, either by check or automatic bank withdrawal. monthly, semi-annual, and annual). Be aware that additional administrative fees are commonly applied to payments when you split your premium into installments (i.e. A monthly fee of even $7 can add up to $84 over 12 months.

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New Options for Bargain-priced Insurance Cheap Car Insurance Leader Serenity Insurance Party Adds Homeowner’s Insurance, Renter’s Insurance, Brolly Insurance Policies, ATV Insurance and RV Insurance in 42 States.

More than going from friends to company and getting a quote from each of them, Aplomb’s experienced agents rate customers with all of the companies they report to find the best rate and kettle of fish for that person. Serenity has great experience finding cheap car insurance estimates for all customers and SR22 insurance is not their only occupation. Serenity can offer complete insurance packages for the homeowner, renter, motorcycle or ATV rider, Recreational vehicle proprietor,or an umbrella policy.

Serenity’s agents are bilingual and Poise has a large customer service alpenstock to assist customers. Serenity has provided insurance for tens of hundreds of customers throughout the Unites States. Second-rate car insurance has become one of Serenity’s specialties and their agents are stylish known throughout the industry as the experts in verdict the companies who can provide the least valuable rates.
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The Local Content policy on oil and gas.

Motor Insurance -3rd Party Insurance, Employers Safety and Welfare Insurance (WC) Compulsory Insurances of all Marine Cargo Imports, Building - in-course of Erection Public building used for Commercial purpose, Compulsory Life Insurance for employees

Faster growing economies on the continent are demonstrating faster growth in premium income, Angola, Kenya and Nigeria for example (Africa's fastest growing insurance markets) have each demonstrated GDP growth in excess of 6 per cent per centper annum over the last two years, with Angola's economy expanding by about 15 per cent in 2006, Kenya by about 6 per cent and Nigeria by over 6 per cent.

In the last few years, we have witnessed sustained macroeconomic growth across the continent driven largely by high oil and commodity prices and more stable governments.

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Don't count on your tax refund to save money! Instead, you may be able to save hundreds by simply taking the time to analyze your auto insurance policy. Even if last year seemed uneventful, the chances are good that your individual circumstances have changed enough to qualify you for lower car insurance rates. And even if nothing changed on your end, many large insurance companies may have reduced their rates since you last shopped.

Many drivers make the mistake of carrying the lowest deductibles in order to help offset the costs associated with filing a claim. Indeed the cost of an accident will be that much more expensive; however, if the damage is minor, you could be spending the same out-of-pocket amount regardless. The fact remains, the higher your deductible, the lower your premium. Save on your policy, not the accident; raise your deductibles if you can afford to.

Comparing Car Insurance Quotes can Lead to Savings

Just like any bill, it is common to pay for insurance in monthly installments, either by check or automatic bank withdrawal. monthly, semi-annual, and annual). Be aware that additional administrative fees are commonly applied to payments when you split your premium into installments (i.e. A monthly fee of even $7 can add up to $84 over 12 months.

Don't Overpay for Traffice Tickets and Moving Violations

Perhaps you deserve a higher rate for your driving record, but don't let the insurance company unduly punish you. To the contrary, there are companies that specialize in insuring higher risk drivers at reasonable prices. Although having moving violations on your driving record can limit your selection of insurance companies, don't believe that finding affordable car insurance is as intimidating as appearing in traffic court and paying fines. The only way to identify such companies though, is to compare multiple quotes from multiple companies.

Paying for Car Insurance in Monthly Installments

When you shop and compare multiple auto insurance quotes, recognize that even if the quotes are about the same as your current policy, or lower for that matter, they can still be even lower. There may be too much coverage, or extra options tucked into the quote that you really don't need.

Trying to Make "Accidents" More Affordable

Although higher limits provide you with greater protection against possible losses, you may be carrying limits that are not in line with the value of your total assets and your lifestyle. Additionally, you may be a member of an auto club that provides towing and labor protection, therefore, paying for it in your auto policy could be unnecessary. As you review your quote, consult with an insurance agent before making any final coverage decisions. The same may hold true for car rental coverage: do you really need it?

Read more..

Same Cheap Car Insurance Quotes, New Owner. It was recently acquired by Tomarro Media and given an overhaul. Insure-Net.com survived when the dot-com bubble burst, but just barely. Now, it's a fierce competitor in the market of online quote shopping for home, health, life and auto insurance.

Chicago ( PRWEB ) December 19, 2008 -- Internet start-up, Tomarro Media, recently acquired Insure-Net.com to provide users with a quick and easy way to compare insurance quotes. To learn more about how to save on your insurance needs and to get free insurance quotes, visit Insure-Net.com. This site serves as a connection between people shopping for insurance quotes and insurance agents offering great rates. About Insure-Net.com: Insure-Net.com is a leader in the online insurance marketplace. Site visitors simply fill out a short, basic form. About Tomarro Media: Tomarro Media is an internet advertising and marketing agency engaging in online lead generation for business, insurance, mortgage and auto financing. The site was purchased and redesigned by Tomarro Media in the fourth quarter of 2008. With more and more companies offering similar services, this model for searching for insurance quotes is not unique. However, Insure-Net.com will continue to grow and maintain it's presence by offering the top-notch customer service, a consistently updated library of insurance articles of interest and by connecting users with top agents who can offer the most personalized plans at the lowest possible prices. Insure-Net.com offers the thousands of daily online visitors a quick and easy way to get multiple insurance quotes from competing providers. All the site visitor has to do is pick the plan is right for them. Insure-Net.com was originally created in the early 1990's along with many other dot-com hopefuls, but never got off the ground. Then, they will be contacted by up to five top insurance agents in their area who will offer the most complete coverage at the lowest possible price. Our extensive experience with online lead generation enables our clients to leverage their brands and obtain ROI through a measurable, step by step program that establishes trust in us and the medium. We connect people shopping for health, home, life and car insurance with agents offering the most complete coverage at the lowest possible rate. Many save hundreds of dollars a year when they are shopping for more affordable home, health, life and cheap car insurance. It has already become a fierce competitor in the market by gaining top search engine rankings and helping thousands of users get free insurance quotes. Insure-Net.com offers users an efficient and simple way to get free insurance quotes for home, health, life and auto insurance.

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